I don’t think there’s any of us out there that could not use a little help from time to time with managing of finances, preparing budgets, or any of the other monetary challenges placed in the way of today’s family units. In this article, we break down some of the better apps you can get for your smartphone or tablet, that will make the monotonous task of personal financial management that little bit easier to deal with. And best of all, these are all free in their respective stores.
Level Money is one of those apps that once gotten used of, becomes an essential tool for managing your finances. It allows you to calculate your remaining spendable money, after essential bills and other outgoings have been addressed. You can connect it directly to your accounts for real time updating of information, as money enters or exits your accounts. There is even a web version available, to give a better overall view for when you get back to the PC.
If you are hoping to keep track and manage your savings a little better, then Qapital is the app for you. Purely mobile based (no web app), Qapital also links directly to your accounts, so you can see at all times just how your savings are building. This app motivates the user to save even more, by making small daily changes to their routines. You can even set a budget target, and at the end of the month, if you are above the range set, the app can auto transfer the surplus to your savings account for you. Job done! Look this one up.
One of the best overall apps for making or sharing payments is Venmo. An alternative to PayPal, the fees for making or receiving payments are a lot more favourable at just 3%. And as you can link your debit / credit cards and bank account info into the app, you will have all you need to make and receive payments, right in the palm of your hand.
If you like to dabble a little in certain investments, such as stock market shares, then Stash Investment could be the app you didn’t even know you needed. Enabling you to both buy and sell through it’s easy to use interface, Stash Investments is perfect for keeping track of your portfolio. If you are only just getting started, all you need is $5 to start investing (there is a test account service available too, so you can see exactly how it works).
I have detailed the Mint app before in a previous article, and this app comes highly recommended by all that use it. The online reviews speak for themselves with regard to this app. Surely one not to be overlooked.
These are just a few of the huge range of options available out there when it comes to financial based apps.